Limited operating visibility
Annual financials miss the live activity behind a transporter’s cash flow.
AI-driven credit infrastructure for logistics
Unlocking credit access for 10 million+ transporters
RiskDora helps lenders reach, underwrite, and monitor India’s fragmented logistics economy through one intelligent decision layer.
- $100B
- logistics credit opportunity
- 300,000+
- transporters in ecosystem reach
- 10+
- companies in active pipeline
The lending gap
A large market, constrained by the economics of reaching it.
Small transporters are not invisible because demand is absent. They are invisible because traditional lending infrastructure cannot assess them efficiently at scale.
Fragmented distribution
Millions of small operators are spread across platforms, corridors, and regional networks.
Unworkable unit economics
Manual outreach, document collection, and underwriting make smaller tickets expensive to originate.
Incomplete documentation
Thin bureau files and inconsistent records leave capable operators outside formal credit.
Partial data access
No single lender sees enough operational context to price each opportunity confidently.
RiskDora centralizes the signals, automates the workflow, and improves the economics of serving the segment.
The RiskDora intelligence layer
One learning system across origination, risk, and collections.
Operational data, consented financial data, and lender policy continuously improve three connected AI capabilities.
Live operations· Trips, FASTag, fleet and repayment activity
Financial data· AA, bank statements, bureau and KYC
Partner policy· Credit rules, demand and product criteria
AI intelligence
Learns continuously
AI Relationship Manager
Live
Trip Risk & Fraud Models
In build
AI Collections
In build
Every trip and repayment strengthens the next decision.
Distribution at scale
Reach fragmented transporter clusters through one network.
RiskDora connects lender products to partner-led logistics ecosystems across key operating regions in India.
300,000+
transporters in ecosystem reach
Indicative, non-quantitative ecosystem footprint based on current partner networks; product availability remains lender-specific.
India ecosystem footprint
Heat indicates reach, not volume
Ecosystem
Built with logistics and AI partners
Partners include LetsTransport, Repos Energy, Trukky, Smallest AI, and Google Cloud.
Team & advisors
Credit depth, logistics context, and applied AI execution.
Advisors
Ben Godwin
Ex-CUWO / VP, American Express APAC
Anunay Gupta
Ex-MD, JPMorgan; founder and investor
Amit Dixit
CTO, LetsTransport
Subhasish Das
CEO & Co-Founder, Trukky
Madhu Sudhan
Co-Founder & CEO, LoanZen
Partner with RiskDora
Build the next logistics credit product with us.
Tell us where your lending book stops today. We’ll show you how live logistics intelligence can extend it.